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    • Home
    • About Oscar Financial
    • Oscar Services
      • Home Loans
      • Refinancing Your Loan
      • Foreign Income
      • Investment Loans
      • Self-Employed Loans
      • Construction Loans
      • Bridging Loans
    • Oscar Expat
      • Foreign Income - PAYG
      • Expat - Self Employed
      • Foreign Investment Income
    • Contact Oscar
  • Home
  • About Oscar Financial
  • Oscar Services
    • Home Loans
    • Refinancing Your Loan
    • Foreign Income
    • Investment Loans
    • Self-Employed Loans
    • Construction Loans
    • Bridging Loans
  • Oscar Expat
    • Foreign Income - PAYG
    • Expat - Self Employed
    • Foreign Investment Income
  • Contact Oscar

Welcome to Oscar Financial

Oscar Financial

We make borrowing simple

Whether you're looking to refinance your existing home loan, buying a new home, or looking for that perfect investment property, at Oscar Financial we're here to  help you secure a brighter future. We make borrowing simple. 

Free Consultation

Experience matters

With over 25 years of experience in financial services and financial technology, your home loan needs are in highly capable hands with Oscar Financial. From Melbourne, Australia to Malaga in Spain, we work globally with Australian borrowers.

how we help our clients

Home Loans

build or renovate

Home Loans

Refinance

build or renovate

Home Loans

build or renovate

build or renovate

Self-employed

bridging loans

bridging loans

oscar expat

bridging loans

Oscar Financial

Secure a Brighter Future

At Oscar Financial, we're specialists in Australian Expat lending, and Foreign Income and Investments, because we live the Expat experience. So if you'd prefer to speak with a professional who understands Expat life, speak with us at Oscar Financial.

Free Consultation

Oscar Financial regularly travels

Thailand

Hong Kong

Thailand

Learn more

Malaysia

Hong Kong

Thailand

Learn more

Hong Kong

Hong Kong

Hong Kong

Learn more

Singapore

Singapore

Hong Kong

Learn more

Taiwan

Singapore

Vietnam

Learn more

Vietnam

Singapore

Vietnam

Learn more

Oscar Financial Loan process

1 Free Consultation

3 Strategy presentation and Pre-Approval

2 Comprehensive Discovery

The first step in your loan journey is a free 30 minute consultation with our Independent Broker, to discuss your goals and objectives and to assess your financial situation in order to tailor our professional advice to you.

2 Comprehensive Discovery

3 Strategy presentation and Pre-Approval

2 Comprehensive Discovery

During discovery we gather the necessary financial statements and reports, Identification, and employment information to build your profile for potential lenders. This information is critical to our research to provide you with suitable options.

3 Strategy presentation and Pre-Approval

3 Strategy presentation and Pre-Approval

3 Strategy presentation and Pre-Approval

Using information gathered during Consultation and Discovery processes, we develop a loan strategy specifically tailored to your needs. Pre-approval from suitable lenders will give you the confidence to make your purchase decision. 

4 Loan Application

5 Formal Approval and Settlement

3 Strategy presentation and Pre-Approval

When you have selected a suitable loan strategy and lender product from the options we have provided, Oscar Financial will prepare and submit the application on your behalf, and liaise with lenders and their credit departments.

5 Formal Approval and Settlement

5 Formal Approval and Settlement

5 Formal Approval and Settlement

Oscar Financial will coordinate the approval process with your chosen lender by ensuring all conditions are met, and facilitate loan settlement between all parties for your property purchase or refinance. 

6 Annual Review

5 Formal Approval and Settlement

5 Formal Approval and Settlement

At Oscar Financial, our relationship doesn't end at settlement. We pride ourselves on the relationships we build with our clients, and the family and friends they refer to us. We review regularly to ensure your loan is working for you.

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Oscar Financial

Phone (Australia) +61) 0450 212 298 WhatsApp (Global) +65) 8177 1920

some of the lenders we partner with

Oscar Financial is an Authorised Credit Representative 568912 under Australian Credit Licence 389328. This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances, and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.  

Oscar FinancialPrivacy Policy (pdf)

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Copyright © 2025 Oscar Financial ABN 64 780 412 352. All Rights Reserved.

  • About Oscar Financial
  • Home Loans
  • Refinancing Your Loan
  • Foreign Income
  • Investment Loans
  • Self-Employed Loans
  • Construction Loans
  • Bridging Loans
  • Foreign Income - PAYG
  • Expat - Self Employed
  • Foreign Investment Income
  • Contact Oscar

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